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Cliff Ward

Cliff Ward Insurance Agcy Inc

1601 Olde William Street, Suite A
Fredericksburg, VA 22401-5512

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ABOUT ME

Welcome to the Cliff Ward State Farm Insurance agency located in the City of Fredericksburg. During my 30+ years of service with State Farm, my agency has helped families protect their financial assets and plan for the future. Prior to starting my career with State Farm, I graduated Hampden-Sydney College in Farmville, VA., where I met my wife. In 1990, we moved to Smithfield, Virginia and started our first State Farm insurance agency. Here I worked with families to protect their homes and cars from coastal risk of hurricanes. I left agency to pursue a management position with State Farm as an agency consultant. In this position I helped other agencies understand the value of life insurance, health insurance and other financial service products. I returned to agency in 2003 and currently serve Fredericksburg, Spotsylvania, Stafford, King George, Caroline and Westmoreland Counties. We help families relocate to Fredericksburg with their auto insurance, renters insurance, homeowners insurance, life insurance and health insurance. In addition to the insurance products we handle, my office also helps in meeting the banking needs of our customers. What differentiates my agency from others, is my amazing team. They are talented, compassionate and licensed individuals who work to meet your insurance needs.

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Cliff Ward State Farm Agent
Office Hours

Mon-Fri 9:00am to 5:00pm

After hours by appointment

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

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Get a Quote

Continue a saved quote Items needed for a quote

ABOUT ME

Welcome to the Cliff Ward State Farm Insurance agency located in the City of Fredericksburg. During my 30+ years of service with State Farm, my agency has helped families protect their financial assets and plan for the future. Prior to starting my career with State Farm, I graduated Hampden-Sydney College in Farmville, VA., where I met my wife. In 1990, we moved to Smithfield, Virginia and started our first State Farm insurance agency. Here I worked with families to protect their homes and cars from coastal risk of hurricanes. I left agency to pursue a management position with State Farm as an agency consultant. In this position I helped other agencies understand the value of life insurance, health insurance and other financial service products. I returned to agency in 2003 and currently serve Fredericksburg, Spotsylvania, Stafford, King George, Caroline and Westmoreland Counties. We help families relocate to Fredericksburg with their auto insurance, renters insurance, homeowners insurance, life insurance and health insurance. In addition to the insurance products we handle, my office also helps in meeting the banking needs of our customers. What differentiates my agency from others, is my amazing team. They are talented, compassionate and licensed individuals who work to meet your insurance needs.

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

Office Hours

Mon-Fri 9:00am to 5:00pm

After hours by appointment

Office Info

Office Map

Address:

1601 Olde William Street, Suite A
Fredericksburg, VA 22401-5512

Map & Directions

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Our office can always be reached at (540) 371-0011
Your Preferred method of contact

Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333 .

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I'd like more info about

We are a local State Farm Insurance Agency for the Fredericksburg area and are committed to helping families proactively manage the risk of everyday life. From problem solving to offering options, we enjoy working with customers to meet their individual Life insurance, Auto insurance, Home insurance and Business insurance needs. Let's get together and talk about your goals!

My team and I have a combined 100+ years of State Farm insurance experience working in Fredericksburg, Spotsylvania, Stafford, King George and Caroline counties. We are dedicated to helping others meet their insurance and financial goals. We are here to help you!

DB

Deanna Bearekman

License #906637

I was born and raised in Virginia and have been working in insurance since a very young age. As a mother of 3, I have come to understand the importance of protecting my loved ones in all types of ways. I have been honored to work with State Farm for 7 years and counting and have been grateful to join Cliff Ward’s remarkable team.  I am licensed and experienced in Auto, Fire, Life, Health and Business. I, as well as our team are always here to discuss and assist with all your insurance needs. Please call or email me as to what I can help you with today on your policy.  ~

Leslie Davis State Farm Agent Team Member

Leslie Davis

Team Leader
License #595077

I’ve been very blessed to work as a State Farm Team Member for a little over 26 years and thoroughly enjoy helping families recover from the unexpected through Life Insurance and Health Insurance. I am the Office Manager of this incredible team as well as the spouse of a retired Marine. Over the years I have taken great joy assisting military families’ transition easily from state to state and understand how their insurance can actually work for them.
I currently live in Stafford, Virginia. My husband and I have a daughter attending Virginia Maryland School of Veterinary Medicine and another daughter attending Christopher Newport University. The only spoiled kiddo left at home is Sadie Mae our 2 year old, crazy, loveable Goldendoodle.

Lydia Lynch State Farm Agent Team Member

Lydia Lynch

Office Representative
License #904908

Lydia joined Cliff Ward’s State Farm Agency in 2018 after working several years for a State Farm agency in Colorado Springs, CO. She is a graduate of James Monroe High School and Radford University. Lydia is excited to be back in Fredericksburg and is licensed in auto insurance, fire insurance, life insurance, and health insurance.

Kim Santucci State Farm Agent Team Member

Kim Santucci

Office Representative
License #518928

Kim has been a member of our team for 9 years and a resident of the Fredericksburg, Spotsylvania, Stafford area for almost 25 years. With 13 years of experience in the insurance industry, you can contact Kim for all of your auto insurance, home insurance, business insurance and banking needs.

Tessa Simpson State Farm Agent Team Member

Tessa Simpson

License #1090124

I have worked for State Farm for a year now and I am very blessed to work for such a great company and with a great group of people. I graduated from North Stafford High School in 2016 and married in 2019 to my high school sweetheart. We have a loving, spoiled fur baby named Roxie. I am originally from North Carolina, but have lived in Stafford most of my life. I am excited to be able to help each and every one of you with your auto and home insurance needs.   ~

VS

Virginia Starnes

License #597545

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent License for Cliff Ward
primary:VA-107495
Disclosures

Securities distributed by State Farm VP Management Corp.

State Farm Bank ®, F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm BankMember FDICEqual Housing Lender

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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