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Office Hours

Mon-Fri 9:00am to 5:00pm

After hours by appointment

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking

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Cliff Ward

Cliff Ward Insurance Agcy Inc

1601 Olde William Street, Suite A
Fredericksburg, VA 22401-5512

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ABOUT ME

Welcome to the Cliff Ward State Farm Insurance agency located in the City of Fredericksburg. During my 32 years of service with State Farm, my agency has helped families protect their financial assets and plan for the future. Prior to starting my career with State Farm, I graduated Hampden-Sydney College in Farmville, VA., where I met my wife. In 1990, we moved to Smithfield, Virginia and started our first State Farm insurance agency. Here I worked with families to protect their homes and cars from coastal risk of hurricanes. I left agency to pursue a management position with State Farm as an agency consultant. In this position I helped other agencies understand the value of life insurance, health insurance and other financial service products. I returned to agency in 2003 and currently serve Fredericksburg, Spotsylvania, Stafford, King George, Caroline and Westmoreland Counties. We help families relocate to Fredericksburg with their auto insurance, renters insurance, homeowners insurance, life insurance and health insurance. In addition to the insurance products we handle, my office also helps in meeting the banking needs of our customers. What differentiates my agency from others, is my amazing team. They are talented, compassionate and licensed individuals who work to meet your insurance needs.

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ABOUT ME

Welcome to the Cliff Ward State Farm Insurance agency located in the City of Fredericksburg. During my 32 years of service with State Farm, my agency has helped families protect their financial assets and plan for the future. Prior to starting my career with State Farm, I graduated Hampden-Sydney College in Farmville, VA., where I met my wife. In 1990, we moved to Smithfield, Virginia and started our first State Farm insurance agency. Here I worked with families to protect their homes and cars from coastal risk of hurricanes. I left agency to pursue a management position with State Farm as an agency consultant. In this position I helped other agencies understand the value of life insurance, health insurance and other financial service products. I returned to agency in 2003 and currently serve Fredericksburg, Spotsylvania, Stafford, King George, Caroline and Westmoreland Counties. We help families relocate to Fredericksburg with their auto insurance, renters insurance, homeowners insurance, life insurance and health insurance. In addition to the insurance products we handle, my office also helps in meeting the banking needs of our customers. What differentiates my agency from others, is my amazing team. They are talented, compassionate and licensed individuals who work to meet your insurance needs.

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking

Office Hours

Mon-Fri 9:00am to 5:00pm

After hours by appointment

Office Info

Office Map

Address:

1601 Olde William Street, Suite A
Fredericksburg, VA 22401-5512

Map & Directions

Languages:

English, Spanish

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Languages:

English, Spanish

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Our office can always be reached at (540) 371-0011
Your Preferred method of contact

For your protection, please do not include sensitive personal information such as social security numbers, credit/debit card number, or health/medical information.

Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333 .

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I'd like more info about

We are a local State Farm Insurance Agency for the Fredericksburg area and are committed to helping families proactively manage the risk of everyday life. From problem solving to offering options, we enjoy working with customers to meet their individual Life insurance, Auto insurance, Home insurance and Business insurance needs. Let's get together and talk about your goals!

My team and I have a combined 70+ years of State Farm insurance experience working in Fredericksburg, Spotsylvania, Stafford, King George, Westmoreland and Caroline counties. We are dedicated to helping others meet their insurance and financial goals. We are here to help you!

Lydia Lynch State Farm Agent Team Member

Lydia Lynch

Office Representative
License #904908

Lydia joined Cliff Ward’s State Farm Agency in 2018 after working several years for a State Farm agency in Colorado Springs, CO. She is a graduate of James Monroe High School and Radford University. Lydia is excited to be back in Fredericksburg and is licensed in auto insurance, fire insurance, life insurance, and health insurance.

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Eric Gonzalez

Account Representative
License #1065194

Kim Santucci State Farm Agent Team Member

Kim Santucci

Office Representative
License #518928

Kim has been a member of our team for 9 years and a resident of the Fredericksburg, Spotsylvania, Stafford area for almost 25 years. With 13 years of experience in the insurance industry, you can contact Kim for all of your auto insurance, home insurance, business insurance and banking needs.

Leslie Davis State Farm Agent Team Member

Leslie Davis

Team Leader
License #595077

I’ve been very blessed to work as a State Farm Team Member for a little over 26 years and thoroughly enjoy helping families recover from the unexpected through Life Insurance and Health Insurance. I am the Office Manager of this incredible team as well as the spouse of a retired Marine. Over the years I have taken great joy assisting military families’ transition easily from state to state and understand how their insurance can actually work for them.
I currently live in Stafford, Virginia. My husband and I have a daughter attending Virginia Maryland School of Veterinary Medicine and another daughter attending Christopher Newport University. The only spoiled kiddo left at home is Sadie Mae our 2 year old, crazy, loveable Goldendoodle.

Available Positions

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.
Agent License for Cliff Ward
VA-107495

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Disclosures

Securities distributed by State Farm VP Management Corp.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit AmericanPetInsurance.com . For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion® .

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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